Need help rebuilding my life

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My name is Eric, I am a college graduate. Earlier this month, my car was totaled in an accident that I was involved in. Unfortunately, due to the value of the was declared totaled by my insurance company and , since I still owe payments on the vehicle, the settlement will go to who I’ve been making the payments to and not to me, so I have to purchase a new vehicle but have not been able to afford to purchase one. My credit is also not perfect because of some mistakes I’ve made and regret and also because of the pandemic. I need to be able to purchase a car so that I can have reliable transportation to my place of employment so that I can be able to rebuild my life and my credit. Contribute what you can, even $1 will help.